Privacy Policy
The following notes provide a simple overview of what happens to your personal data when you visit our website. Personal data means any data that can be used to identify you. Detailed information on data protection can be found in the full Privacy Policy below.
Who is responsible for data processing on this website?
Data processing on this website is carried out by the website operator. You can find the contact details in the legal notice (Impressum) on this site.
How do we collect your data?
Some data is collected when you provide it to us, for example via a contact form.
Other data is collected automatically by our IT systems when you visit the website. This is mainly technical data (for example, browser, operating system, time of page view). This data is collected automatically as soon as you enter the site. See section 3 for more details.
What do we use your data for?
Part of the data is used to ensure error free provision of the website. Other data may be used to analyze user behavior.
What rights do you have regarding your data?
You have the right at any time to receive information free of charge about the origin, recipient, and purpose of your stored personal data. You also have the right to request rectification, restriction, or deletion of this data. You can contact us at any time using the address given in the legal notice. You also have the right to lodge a complaint with the competent supervisory authority.
When visiting this website, your browsing behavior may be statistically evaluated. This happens mainly with cookies and analytics programs. The analysis is usually anonymous. You can object to this analysis or prevent it by not using certain tools. Details can be found below.
You can object to this analysis. We will inform you about your options in this Privacy Policy.
We take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the legal data protection regulations and this Privacy Policy.
When you use this website, various personal data are collected. This Privacy Policy explains what data we collect and what we use it for. It also explains how and for what purpose this happens.
Please note that data transmission over the internet (for example, communication by email) may have security gaps. Complete protection of data against access by third parties is not possible.
The controller responsible for data processing on this website is:
decentralbankaccount.com
Hemfurther Strasse 21
30813 Edertal
Email: [email protected]
Small business under Section 19 (1) UStG
The controller is the natural or legal person who alone or jointly with others determines the purposes and means of processing personal data (for example, names, email addresses).
Many data processing operations are only possible with your explicit consent. You may withdraw consent at any time. An informal email is sufficient. The lawfulness of processing carried out before the withdrawal remains unaffected.
In the event of violations of data protection law, you have the right to lodge a complaint with the competent supervisory authority. A list of data protection officers and their contact details can be found here: https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_links-node.html.
You have the right to have data which we process on the basis of your consent or in fulfillment of a contract delivered to you or to a third party in a commonly used, machine readable format. If you request the direct transfer to another controller, this will only be done where technically feasible.
For security reasons and to protect the transmission of confidential content, this site uses SSL or TLS encryption. You can recognize an encrypted connection by the lock icon in the browser and the URL beginning with https://. When encryption is active, data you transmit to us cannot be read by third parties.
If there is an obligation to transmit your payment data after concluding a contract, this data will be processed for payment handling. Payments via common methods (Visa, MasterCard, direct debit) are made exclusively via an encrypted connection. With encrypted communication, payment data cannot be read by third parties.
Within the scope of applicable law, you have the right to free information about your stored personal data, its origin and recipients, and the purpose of data processing, and if applicable a right to rectification, blocking, or deletion of this data. You can contact us at any time at the address given in the legal notice.
We hereby object to the use of contact data published within the legal notice requirement for sending unsolicited advertising and information materials. The operators of these pages expressly reserve the right to take legal action in the event of unsolicited advertising, such as spam emails.
Our webpages use cookies. Cookies do not harm your computer and do not contain viruses. Cookies help make our services more user friendly, efficient, and secure. Cookies are small text files stored on your device by your browser.
Most of the cookies we use are session cookies, which are automatically deleted after your visit. Other cookies remain stored until you delete them. These cookies enable us to recognize your browser on your next visit.
You can configure your browser to notify you about the use of cookies and decide on a case by case basis, to accept cookies in certain cases or generally exclude them, and to enable automatic deletion when closing the browser. Disabling cookies may limit the functionality of this website. We aim to keep the site usable even without cookie consent.
Cookies required for electronic communications or for certain functions you request (for example, cart) are stored on the basis of Art. 6(1)(f) GDPR. The website operator has a legitimate interest in storing cookies for the technically error free and optimized provision of services. Other cookies (for example, analytics) are addressed separately below.
The provider of the pages automatically collects and stores information in server log files that your browser transmits to us. These are:
This data is not combined with other data sources and is used to identify and block attacks. The basis for processing is Art. 6(1)(f) GDPR.
If you submit inquiries via the contact form, we store your details including the contact data you provide for the purpose of processing the inquiry and in case of follow up questions. We do not share this data without your consent.
Processing of the data entered in the contact form is based on your consent (Art. 6(1)(a) GDPR). You can revoke consent at any time. An informal email is sufficient. The lawfulness of processing prior to withdrawal remains unaffected.
Data you enter in the contact form will be stored until you request deletion, revoke your consent, or the purpose of storage no longer applies. Mandatory statutory retention periods remain unaffected.
You can register on our website to use additional features. We use the data you enter only for the purpose of using the respective offer or service. Required information must be provided in full; otherwise we will refuse registration.
For important changes such as scope of offer or technical changes, we use the email address provided at registration to inform you.
Processing of registration data is based on your consent (Art. 6(1)(a) GDPR). You can withdraw consent at any time. The lawfulness of processing already carried out remains unaffected. Data collected during registration will be stored as long as you remain registered and will then be deleted. Statutory retention periods remain unaffected.
When you post a comment, we store the time of creation, your email address, and if not posted anonymously, the username you chose.
Subscribing to Comments
As a user you can subscribe to comments after logging in. You will receive a confirmation email to verify ownership of the email address. You can unsubscribe at any time via a link in the info emails. Data entered for comment subscriptions will then be deleted. Data submitted for other purposes (for example, newsletter) remains with us.
Retention of Comments
Comments and related data are stored without IP address and remain until the commented content is deleted or the comments must be removed for legal reasons.
Legal Basis
Storage of comments is based on your consent (Art. 6(1)(a) GDPR). You may withdraw consent at any time. Processing already performed remains lawful.
This website uses functions of Google Analytics (Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA).
Google Analytics uses cookies. Information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there.
Storage of Google Analytics cookies is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in analyzing user behavior to optimize website and advertising.
IP Anonymization
We have activated IP anonymization. Your IP address will be shortened by Google within the EU or EEA before transmission to the USA. Only in exceptional cases will the full IP address be sent to a Google server in the USA and shortened there. Google will use this information on our behalf to evaluate website use, compile reports, and provide other services related to website and internet use. The IP address transmitted by your browser will not be merged with other Google data.
Browser Plugin
You can prevent storage of cookies via browser settings; however, this may limit website functionality. You can also prevent collection of data generated by the cookie and related to your site use (including IP address) and processing by Google by installing the browser plugin available here: https://tools.google.com/dlpage/gaoptout?hl=en.
Opt out of data collection
You can prevent collection of your data by Google Analytics by setting an opt out cookie. Example link text: Disable Google Analytics.
More information on how Google Analytics handles user data: https://support.google.com/analytics/answer/6004245?hl=en.
Data Processing Agreement
We have concluded a data processing agreement with Google and adhere to German supervisory requirements when using Google Analytics.
Demographics
This site uses the Analytics demographics feature to generate reports on age, gender, and interests. These data come from interest based advertising and third party visitor data and cannot be assigned to specific individuals. You can disable this feature in your Google account ad settings or opt out of Analytics as described above.
This website uses Google Ads and conversion tracking (Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA).
If you click an ad served by Google, a conversion cookie is set. These cookies expire after 30 days and are not used for personal identification. If the cookie has not expired when you visit certain pages, Google and we can recognize that you clicked the ad and were redirected to this page.
Each Google Ads customer receives a different cookie. The information obtained is used to create conversion statistics. We see the total number of users who clicked ads and reached a conversion tagged page. We do not receive information that personally identifies users. If you do not wish to participate, you can disable the cookie in your browser settings.
Storage of conversion cookies is based on Art. 6(1)(f) GDPR.
More information: https://policies.google.com/privacy.
Our website uses the Facebook visitor action pixel (Meta Platforms, Inc., 1601 Willow Road, Menlo Park, CA 94025, USA).
This allows tracking of user behavior after they click a Facebook ad and are redirected to our site, to evaluate effectiveness and optimize ads.
The data collected is anonymous to us, but may be stored and processed by Facebook and linked to your profile according to the Facebook Data Policy. You can disable the Custom Audiences remarketing feature in your ad settings: https://www.facebook.com/ads/preferences/?entry_product=ad_settings_screen. If you do not have a Facebook account, you can disable usage based advertising via the EDAA site: https://www.youronlinechoices.com/de/praferenzmanagement/.
If you subscribe to our newsletter, we require an email address and information that allows us to verify that you own the email address and agree to receive the newsletter. Additional data is collected only on a voluntary basis. We use this data exclusively to send the requested information and do not pass it on to third parties.
Processing of data entered in the newsletter form is based on your consent (Art. 6(1)(a) GDPR). You may revoke consent at any time, for example via the unsubscribe link in the newsletter. Processing carried out before withdrawal remains lawful.
Data provided for the newsletter will be stored until you unsubscribe and will be deleted thereafter. Data stored for other purposes (for example, member area) remains unaffected.
We use Klick Tipp for newsletters (KLICK TIPP LIMITED, 15 Cambridge Court, 210 Shepherd’s Bush Road, London W6 7NJ, United Kingdom). Data you enter for newsletter purposes is stored on Klick Tipp servers.
Data analysis by Klick Tipp
We can see whether a newsletter was opened and which links were clicked. Klick Tipp also enables segmentation via tags to better tailor content. Details: https://www.klick-tipp.com and https://www.klick-tipp.com/handbuch.
If you do not want analysis, unsubscribe from the newsletter.
Legal basis
Processing is based on consent (Art. 6(1)(a) GDPR). You can withdraw consent at any time.
Retention
Data provided for newsletters is stored until you unsubscribe and will then be deleted from our servers and from Klick Tipp. Other data stored for different purposes remains unaffected. Privacy policy: https://www.klick-tipp.com/datenschutzerklaerung.
Data Processing Agreement
We have a data processing agreement with Klick Tipp.
We use Webinaris for webinars (Webinaris GmbH, Bussardstr. 5, 82166 Gräfelfing, Germany). Data you enter for notifications is stored on Webinaris servers.
Legal basis
Processing is based on consent (Art. 6(1)(a) GDPR). You can withdraw consent at any time.
Retention
Data provided for webinar or newsletter notifications is stored until you unsubscribe and will then be deleted from our servers and from Webinaris. Privacy policy: https://webinaris.com/datenschutzbestimmungen.html.
Data Processing Agreement
We have a data processing agreement with Webinaris.
Our website uses plugins from YouTube (YouTube, LLC, 901 Cherry Ave., San Bruno, CA 94066, USA). When you visit a page with a YouTube plugin, a connection to YouTube servers is established and YouTube is informed which pages you visited. If you are logged in to your YouTube account, YouTube can associate your browsing behavior with your profile. You can prevent this by logging out.
Use of YouTube is in the interest of an attractive presentation of our online offers and is a legitimate interest under Art. 6(1)(f) GDPR. Further information: https://www.google.com/policies/privacy.
Our website uses plugins from Vimeo (Vimeo Inc., 555 West 18th Street, New York, NY 10011, USA). When you visit a page with a Vimeo plugin, a connection to Vimeo servers is established and your IP address is transmitted. If you are logged in to Vimeo, your actions can be associated with your account. You can prevent this by logging out. Further information: https://vimeo.com/privacy.
We participate in the Amazon EU partner program. Amazon ads and links to Amazon.de are integrated on our pages, and we can earn advertising fees. Amazon uses cookies to be able to trace the origin of orders. Amazon can thus recognize that you clicked a partner link on our website.
Storage of Amazon cookies is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest, as only cookies allow the affiliate commission to be determined. More information: https://www.amazon.de/gp/help/customer/display.html?nodeId=3312401.
Disclaimer:
Not financial, tax, or legal advice. Content is for informational purposes only. Check local laws and tax obligations.